Credit Reports & Scores
Want to know how creditors decide whether or not to approve your credit card application? Credit Report & Scoring explains your credit report and score, how they are maintained, and how you can obtain them both. Here, you’ll also learn how to fix errors in your credit report and improve your credit score.
Bad Credit, Bad Driver
Insurance companies use an insurance credit score to price your insurance premiums. Having a bad credit score will make your insurance rates rise.
Insurance companies use an insurance credit score to price your insurance premiums. Having a bad credit score will make your insurance rates rise.
How to Order Your Credit Report
Your credit report has information about your past credit history. Creditors and lenders use your report to give credit and loans to you. Employers use it to hire you. Find out how to order your credit report.
Your credit report has information about your past credit history. Creditors and lenders use your report to give credit and loans to you. Employers use it to hire you. Find out how to order your credit report.
How To Read And Understand Your Credit Report
Credit reports aren't very easy to understand. In this article, you'll find a detailed description of the information contained in your credit report.
Credit reports aren't very easy to understand. In this article, you'll find a detailed description of the information contained in your credit report.
What Your Credit Score Is Made Of
Find out how your credit score is calculated.
Find out how your credit score is calculated.
Disputing Credit Report Information
Provides steps for disputing inaccurate information appearing on your credit report.
Provides steps for disputing inaccurate information appearing on your credit report.
The No-Credit Report and Score
It’s tough getting approved for loans and credit cards when you have little or no credit history. Payment Reporting Builds Credit, PRBC, maintains a history of your monthly bill payments and has partnered with Fair Isaac to deliver the FICO Expansion Score.
It’s tough getting approved for loans and credit cards when you have little or no credit history. Payment Reporting Builds Credit, PRBC, maintains a history of your monthly bill payments and has partnered with Fair Isaac to deliver the FICO Expansion Score.
How Higher Gas Prices Lead to Lower Credit Scores
Many experts believe there's a link between rising gas prices and lower credit scores. Find out the impact gas price has on your credit.
Many experts believe there's a link between rising gas prices and lower credit scores. Find out the impact gas price has on your credit.
Credit.com Credit Report Card Review
Credit.com launches a free credit report card that grades consumers on their credit report. The interactive tool helps consumers understand just where their credit report stands.
Credit.com launches a free credit report card that grades consumers on their credit report. The interactive tool helps consumers understand just where their credit report stands.
Credit Scores vs FICO Scores vs FAKO Scores
There are a lot of different credit scores out there. Are they different from FICO scores? Which scores matter most?
There are a lot of different credit scores out there. Are they different from FICO scores? Which scores matter most?
How Closing Credit Cards Affect Your Credit Score
Thinking about closing a credit card? Before you pick up the phone to call your credit card company, take some time to learn what will happen to your credit score if you close the card.
Thinking about closing a credit card? Before you pick up the phone to call your credit card company, take some time to learn what will happen to your credit score if you close the card.
15 Things That Hurt Your Credit Score
Your credit score is an important number. It's how creditor and lenders quickly decide if you are creditworthy. Find out which actions hurt your credit score so you can stay away from them.
Your credit score is an important number. It's how creditor and lenders quickly decide if you are creditworthy. Find out which actions hurt your credit score so you can stay away from them.
The Six Worst Things For Your Credit Report
It's easy to make mistakes when it comes to your credit. Some mistakes are so detrimental; you'd never want to appear on your credit report. Since future creditors and lenders use your credit report to make decisions about you, there are some things you'd never want to show up on your report.
It's easy to make mistakes when it comes to your credit. Some mistakes are so detrimental; you'd never want to appear on your credit report. Since future creditors and lenders use your credit report to make decisions about you, there are some things you'd never want to show up on your report.
How To Get A Free Copy Of Your Credit Report
Step by step instructions for ordering a copy of your credit report for free
Step by step instructions for ordering a copy of your credit report for free
Review of myFICO.comFICO Score Estimator
Review of the free FICO score estimator found on www.myfico.com
Review of the free FICO score estimator found on www.myfico.com
Why You Have Different Credit Scores
Find out why you may have a different credit score at each credit bureau.
Find out why you may have a different credit score at each credit bureau.
What You Need To Know About Credit Inquiries
How credit report inquiries affect your credit score
How credit report inquiries affect your credit score
When Should You Check Your Credit Report?
Some information suggests checking your credit report once a year. There are some other situations that might require checking your credit report more often.
Some information suggests checking your credit report once a year. There are some other situations that might require checking your credit report more often.
Sample Credit Report Dispute Letter
A sample letter you can use to dispute information from your credit report. The letter should be customized to include your personal information and reasons for the dispute.
A sample letter you can use to dispute information from your credit report. The letter should be customized to include your personal information and reasons for the dispute.
Get a Free Credit Report
Find out how you can get your free annual credit from all three credit bureaus.
Find out how you can get your free annual credit from all three credit bureaus.