Reducing Debt
Overwhelmed with debt? Find out how the impact of debt on your credit and how you can start taking the steps necessary to reduce your debt.
5 Reasons You Shouldn't Use A 401(k) Loan to Pay Debt
Many people think of their retirement accounts simply as harder-to-access extensions of their savings or checking. So when they’re in a financial bind, they don’t really think twice about using their 401(k). They think, “It’s my money. I can do what I want with it.” That may be true, but there are some repercussions to doing “what you want with it.”
Being in debt is an ov…
5 Stupid Ways to Pay Off Your Debt
The easiest way to recognize a “stupid” debt repayment method is to think about whether the debt is actually paid off when the method’s complete. As you think about ways to get rid of your debt load, ask yourself, “Is this just a quick, easy solution to tide me over or will this really, once and for all, get rid of the debt?” Here are some of the worst (and most costly) ways to …
The easiest way to recognize a “stupid” debt repayment method is to think about whether the debt is actually paid off when the method’s complete. As you think about ways to get rid of your debt load, ask yourself, “Is this just a quick, easy solution to tide me over or will this really, once and for all, get rid of the debt?” Here are some of the worst (and most costly) ways to …
Declare Your Independence From Debt
Debt will continue to plauge your life until you do something about it. Here are the steps to take to get out of debt and stay out.
Debt will continue to plauge your life until you do something about it. Here are the steps to take to get out of debt and stay out.
5 Ways to Lower Your Debt Payments
If your debt looks like a mountain and your budget feels like a shovel, you probably feel like it will take a miracle to get rid of your debt for good. The miracle you need might lie in one of these five ways to lower your debt payments. Start at the top of the list and work your way down. At least one of these, possibly two or three, will work in your favor and help you get those debt payment…
If your debt looks like a mountain and your budget feels like a shovel, you probably feel like it will take a miracle to get rid of your debt for good. The miracle you need might lie in one of these five ways to lower your debt payments. Start at the top of the list and work your way down. At least one of these, possibly two or three, will work in your favor and help you get those debt payment…
Student Loan Repayment Options
After you graduate college, you typically have a six month grace period before you have to start paying back your student loans. Before you have to start making payments, you should consider the repayment options available to you. If your loan is already in repayment and you're having trouble making payments, you might be able to lower your payments by changing your payment plan.
The…
How to Get the Money to Get Out of Debt
Making the decision to get out of debt is one thing. Coming up with the money to do it is another. Tap into all the resources you can to fund your get out of debt plan.
Making the decision to get out of debt is one thing. Coming up with the money to do it is another. Tap into all the resources you can to fund your get out of debt plan.
How To Take Advantage of Federal Interest Rate Cuts
When the Feds cut interest rates, it could be good news for paying off your credit cards and loans. Find out how to take advantage of lower interest rates.
When the Feds cut interest rates, it could be good news for paying off your credit cards and loans. Find out how to take advantage of lower interest rates.
Smart Ways to Spend Your Tax Rebate
A tax rebate can never come at a bad time. The only hard thing about getting free money is deciding how to spend it. You could always blow it on some gadget you'll forget about in a month. Or, you can spend your tax rebate on something that will benefit you in the long run - like, your finances. If you're due a rebate, here are some smart ways to spend it that will improve your credit and red…
A tax rebate can never come at a bad time. The only hard thing about getting free money is deciding how to spend it. You could always blow it on some gadget you'll forget about in a month. Or, you can spend your tax rebate on something that will benefit you in the long run - like, your finances. If you're due a rebate, here are some smart ways to spend it that will improve your credit and red…
Book Review: Did You Buy the American Dream or Does it Own You
Review of the book Did You Buy the American Dream Or Does It Own You by Jean Marie Rhall
Review of the book Did You Buy the American Dream Or Does It Own You by Jean Marie Rhall
2008 Credit/Debt New Year's Resolutions
Most New Year's resolutions involve improving health or getting rid of a bad habit. Don't forget about improving your financial health and your bad credit habits in the new year.
Most New Year's resolutions involve improving health or getting rid of a bad habit. Don't forget about improving your financial health and your bad credit habits in the new year.
Recovering From Holiday Debt
Shocked by massive holiday debt? Start taking steps to pay off your holiday debt before the next holiday season comes.
Shocked by massive holiday debt? Start taking steps to pay off your holiday debt before the next holiday season comes.
How To Calculate Your Debt To Income Ratio
Your debt to income ratio indicates your level of debt. Learn how to calculate and analyze your ratio.
Your debt to income ratio indicates your level of debt. Learn how to calculate and analyze your ratio.
TrackCards Review - Review of TrackCards Credit Card Management Tool
An online tool that helps you figure manage and track your credit card debt
An online tool that helps you figure manage and track your credit card debt
Making a Plan to Get Out of Debt
Successful debt reduction starts with a plan. Learn how to put together a plan to get out of debt, decide which debts to focus on, and how to create a budget to get out of debt.
Successful debt reduction starts with a plan. Learn how to put together a plan to get out of debt, decide which debts to focus on, and how to create a budget to get out of debt.
Managing Debt - Do You Have Too Much Debt?
How to tell if your debt load is just right or too large.
How to tell if your debt load is just right or too large.
Managing Your Debt on the Internet
Find out how to make managing your debt easier than ever by using the internet.
Find out how to make managing your debt easier than ever by using the internet.
Debt Reduction for Students
Eliminate your debt faster by reducing the amount you owe. Find out how to do this on your own or with the help of a debt reduction service.
Eliminate your debt faster by reducing the amount you owe. Find out how to do this on your own or with the help of a debt reduction service.